Insurance Rating Engine
PolicyRater
Calculate premiums with precision. Class codes, modifiers, geographic risk, and multi-line rating.
The Problem
Rating engines are black boxes — expensive, inflexible, and carrier-specific. Building a custom rating plan means months of development and testing. Changing a rate takes weeks.
The Solution
PolicyRater is the configurable rating engine for the PolicyEco ecosystem. Multi-line rating, class code lookups, geographic modifiers, and seasonal adjustments — all configurable through the API or visual editor.
How It Works
Risk data submitted from PolicyForm
PolicyRater selects applicable rating plan
Factors applied: class, geography, modifiers
Premium returned to PolicyQuotes
Features
Multi-line rating
Class code engine
Geographic modifiers
Seasonal adjustments
For Developers & Vibe Coders
Rating API that accepts risk data and returns premium calculations with full factor breakdowns. Configurable rating plans with version control.
Part of the PolicyEco ecosystem. Built on the Tawa platform by InsurEco Systems.
Pipeline Position
Part of the PolicyEco Ecosystem
PolicyRater is one of 37 products in the PolicyEco insurance technology ecosystem. From submission intake to claims settlement, every step of the insurance lifecycle is covered. Explore all products →
Built on Tawa — the composable deployment platform for insurance technology. Deploy your own insurance product in minutes, not months. Start with PolicySherpa →